Answered I need to sort my bank out.

as with lilbod frosty, get rid of the keys or put them on your keyring, put all clothing sets from quests/randoms in your house I think its called a "fancy dress box" and they can be made at a rather low lvl construction.

fliers get rid of, tiara's/talismans get made into a omni tiara - check with wise old man to get rid of quest items and just bits and pieces that you have used once and never used again seriously just get rid of lol

and H.A.M clothes? er - unless you really love em - toss em or put them in your house at least if you can lol