Insult to injury. Must read.

I've known Phil for about 5 years and he has done this before to a couple of other people who he was very close friends with, taking over 1b from someone who considered him a very good friend and a few hundred mil from another person. So it does not come as surprise to me.
I'm frustrated I was not around to try and talk him out of this.
Phil has struggled with some issues regarding his mental health, however this is not an excuse for his actions and I am sorry that he has done this to you, it is likely in a couple of weeks he will begin to regret his actions and ask for your forgiveness, that will be your decision to make. Do not feel pressured into involving yourself with him if he begins spouting off about his low mood and saying that he wants to kill himself, it will just be manipulation.

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Also as I am still not at home full time I would be willing to lend you some money to help kickstart your account, I'm around most of this weekend so give me a pm if that would help.