RS Terms & Conditions changed

If I use paypal to pay and I will never buy spins, am in any danger of having my money being spent if my account is hacked?

You can check. Pretend like you're going to buy spins, and you can see if it will remember your paypal data when choosing your payment mehod. The fact that you have never bought spins doesn't rule it out. Jagex stored my credit card info because I used it to purchase membership.